Ghost Allocator – Portfolio Research Hub
Ghost Allocator is a portfolio research hub for building around a pension-aware 457 framework. Inside one roof you get the core allocator, GhostRegime for risk posture, GhostYield for income-sleeve research (v0.1), static model portfolios, and—in development—GhostFlow, a passive-pressure dashboard for market structure. Still roughly right, not perfectly wrong—and still allergic to options chains.
GhostYield compares yield-producing sleeves by income source, NAV behavior, payout quality, data freshness, and risk flags before you bolt them around an existing portfolio. Research only—not a model portfolio, not a recommendation engine, not a substitute for reading the boring stuff yourself.
GhostFlow (not live yet) tracks passive-flow pressure, ETF issuance, index concentration, volatility mechanics, systematic-flow proxies, and structural fragility. Not a crash predictor. A plumbing monitor for a market where price discovery increasingly shares the wheel with autopilot.
What's in the hub
- •Core allocator (457-aware) — Pension / income-floor aware intake; sleeve-based allocation mapped to Voya core funds + Schwab ETFs via BrokerageLink.
- •GhostRegime — Market regime and risk posture readout so the rest of the hub isn't flying blind.
- •GhostYield — Live v0.1 manual yield-sleeve research dashboard; use it to compare sleeves, not to outsource thinking.
- •Model portfolios — Static templates: starting points, not mandates.
- •GhostFlow (in development) — Passive pressure / market-structure fragility dashboard. Not predictive—just checks whether the plumbing is making weird noises.
- •No options chains / minimal jargon — Built for people who want modern allocation without derivatives rabbit holes or advisor word salad.